Vinyl Only Spin List
- kurtster - Jul 12, 2024 - 9:59pm
Joe Biden
- R_P - Jul 12, 2024 - 9:49pm
2024 Elections!
- R_P - Jul 12, 2024 - 6:19pm
July 2024 Photo Theme - Summer
- Alchemist - Jul 12, 2024 - 3:00pm
Are they married yet? YES THEY ARE!
- Manbird - Jul 12, 2024 - 2:51pm
Tech & Science
- Manbird - Jul 12, 2024 - 2:46pm
Trump
- Red_Dragon - Jul 12, 2024 - 1:49pm
Classic TV Curiosities
- Proclivities - Jul 12, 2024 - 12:50pm
Bug Reports & Feature Requests
- simonchutchings - Jul 12, 2024 - 11:24am
Ukraine
- R_P - Jul 12, 2024 - 10:48am
New Music
- R_P - Jul 12, 2024 - 10:23am
Today in History
- Red_Dragon - Jul 12, 2024 - 10:15am
Things You Thought Today
- rgio - Jul 12, 2024 - 9:44am
The Obituary Page
- DaveInSaoMiguel - Jul 12, 2024 - 9:40am
USA! USA! USA!
- R_P - Jul 12, 2024 - 9:35am
NYTimes Connections
- geoff_morphini - Jul 12, 2024 - 8:42am
NY Times Strands
- geoff_morphini - Jul 12, 2024 - 8:39am
Wordle - daily game
- geoff_morphini - Jul 12, 2024 - 8:34am
Climate Change
- ColdMiser - Jul 12, 2024 - 7:55am
Florida
- miamizsun - Jul 12, 2024 - 7:05am
Radio Paradise Comments
- miamizsun - Jul 12, 2024 - 7:04am
• • • The Once-a-Day • • •
- oldviolin - Jul 12, 2024 - 6:52am
Regarding Birds
- Jiggz - Jul 12, 2024 - 1:41am
Europe
- thisbody - Jul 11, 2024 - 10:38pm
Strange signs, marquees, billboards, etc.
- thisbody - Jul 11, 2024 - 10:36pm
Guns
- Red_Dragon - Jul 11, 2024 - 3:44pm
Gotta Get Your Drink On
- Antigone - Jul 11, 2024 - 2:36pm
Project 2025
- Red_Dragon - Jul 11, 2024 - 2:12pm
Photography Forum - Your Own Photos
- KurtfromLaQuinta - Jul 11, 2024 - 2:05pm
Outstanding Covers
- Proclivities - Jul 11, 2024 - 1:34pm
Israel
- R_P - Jul 11, 2024 - 1:10pm
Record Store Day
- Proclivities - Jul 11, 2024 - 8:18am
Rhetorical questions
- Coaxial - Jul 11, 2024 - 7:03am
Name My Band
- oldviolin - Jul 11, 2024 - 5:52am
What makes you smile?
- Steely_D - Jul 11, 2024 - 5:12am
Song of the Day
- oldviolin - Jul 11, 2024 - 5:05am
Derplahoma!
- sunybuny - Jul 11, 2024 - 4:39am
Russia
- thisbody - Jul 11, 2024 - 3:11am
France
- thisbody - Jul 11, 2024 - 3:04am
Britain
- thisbody - Jul 10, 2024 - 11:36pm
AH! There's an elephant in the room!
- Red_Dragon - Jul 10, 2024 - 6:22pm
Mixtape Culture Club
- KurtfromLaQuinta - Jul 10, 2024 - 4:43pm
Good Idea / Bad Idea
- ScottFromWyoming - Jul 10, 2024 - 4:39pm
How's the weather?
- KurtfromLaQuinta - Jul 10, 2024 - 4:35pm
What the hell OV?
- oldviolin - Jul 10, 2024 - 4:32pm
China
- Red_Dragon - Jul 10, 2024 - 4:28pm
RP Daily Trivia Challenge
- ScottFromWyoming - Jul 10, 2024 - 2:56pm
SCOTUS
- Red_Dragon - Jul 10, 2024 - 2:20pm
Musky Mythology
- miamizsun - Jul 10, 2024 - 9:25am
Twitter and democracy
- R_P - Jul 10, 2024 - 8:40am
Baseball, anyone?
- Bill_J - Jul 9, 2024 - 8:58pm
The Truth About (Modern) Popular Music
- ScottFromWyoming - Jul 9, 2024 - 8:51pm
Is RP stuck in a loop?
- thisbody - Jul 9, 2024 - 3:51pm
COVID-19
- oldviolin - Jul 9, 2024 - 2:18pm
Favorite Quotes
- oldviolin - Jul 9, 2024 - 2:11pm
The Sound of Falling Water
- KurtfromLaQuinta - Jul 9, 2024 - 2:04pm
Spambags on RP
- GeneP59 - Jul 9, 2024 - 1:37pm
RP is stuck in repetitive loop of songs! WTH?
- thisbody - Jul 9, 2024 - 1:29pm
Make Scott laugh
- thisbody - Jul 9, 2024 - 11:33am
Eclectic Sound-Drops
- thisbody - Jul 9, 2024 - 11:23am
RightWingNutZ
- R_P - Jul 9, 2024 - 11:09am
The Day the Sausage Died
- thisbody - Jul 9, 2024 - 10:43am
Philosophy (Meaty Metaphysical Munchables!)
- thisbody - Jul 9, 2024 - 10:41am
Best Funk ?
- thisbody - Jul 9, 2024 - 10:22am
Get the Quote
- thisbody - Jul 9, 2024 - 10:19am
Internet connection
- thisbody - Jul 9, 2024 - 9:59am
Nature's Creatures
- thisbody - Jul 9, 2024 - 9:13am
If not RP, what are you listening to right now?
- david8 - Jul 9, 2024 - 7:30am
Breaking News
- thisbody - Jul 9, 2024 - 5:21am
Is there any DOG news out there?
- thisbody - Jul 9, 2024 - 4:48am
Anti-War
- R_P - Jul 8, 2024 - 8:33pm
Media Bias
- Beaker - Jul 8, 2024 - 8:07pm
Those Lovable Policemen
- Red_Dragon - Jul 8, 2024 - 7:28pm
Other Medical Stuff
- rgio - Jul 8, 2024 - 4:00pm
American Justice
- rgio - Jul 8, 2024 - 1:47pm
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Index »
Internet/Computer »
The Web »
Economix
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Page: 1, 2, 3 ... 209, 210, 211 Next |
R_P
Gender:
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Posted:
Jul 6, 2024 - 3:40pm |
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R_P
Gender:
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Posted:
Jul 5, 2024 - 11:20am |
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Political Unrest Worldwide Is Fueled by High Prices and Huge Debts
Economic turmoil is spreading across the globe, and the response has been protests, attempted coups and elections of far-right politicians.Like a globe-spanning tornado that touches down with little predictability, deep economic anxieties are leaving a trail of political turmoil and violence across poor and rich countries alike. (...)
The causes, context and conditions underlying these disruptions vary widely from country to country. But a common thread is clear: rising inequality, diminished purchasing power and growing anxiety that the next generation will be worse off than this one.
The result is that citizens in many countries who face a grim economic outlook have lost faith in the ability of their governments to cope â and are striking back.
The backlash has often targeted liberal democracy and democratic capitalism, with populist movements springing up on both the left and right. âAn economic malaise and a political malaise are feeding each other,â said Nouriel Roubini, an economist at New York University. (...)
âThere is a problem of representation and discontent,â Mr. Guzmán said. âThat is a combination that leads to social unrest.â (...)
Overall, Europeans have felt that their wages are not going as far as they used to. Inflation reached nearly 11 percent at one point in 2022, chipping away at incomes. Roughly a third of people in the European Union believe their standards of living will decline over the next five years, according to a recent survey.
Cue the usual scapegoats.
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Bill_J
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Posted:
Jun 8, 2024 - 5:25pm |
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kurtster wrote:
Shrinkflation has finally gone too far.
Of all things, Q-Tips brand cotton swabs has greatly reduced the amount of cotton on the tips making them more of a dangerous pointy object than useful.
Another venerable trusted old brand, trashed. Shoulda just left it it alone and raised the price.
Maybe it's just that your ears are getting bigger.
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kurtster
Location: where fear is not a virtue Gender:
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Posted:
Jun 8, 2024 - 4:53pm |
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Shrinkflation has finally gone too far.
Of all things, Q-Tips brand cotton swabs has greatly reduced the amount of cotton on the tips making them more of a dangerous pointy object than useful.
Another venerable trusted old brand, trashed. Shoulda just left it it alone and raised the price.
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R_P
Gender:
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Posted:
Jun 8, 2024 - 11:00am |
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rgio wrote:
I assume we're talking about capitalism. There is a definition beyond "the private ownership of the means of production and their profits"?
Not really, but there is the tendency to call mixed systems capitalism as well.
Then the context (and article) is about (hallowed) pathological self-interest.
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rgio
Location: West Jersey Gender:
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Posted:
Jun 8, 2024 - 9:22am |
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miamizsun wrote:a lot depends on how someone defines it as well
I assume we're talking about capitalism. There is a definition beyond "the private ownership of the means of production and their profits"?
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Lazy8
Location: The Gallatin Valley of Montana Gender:
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Posted:
Jun 8, 2024 - 8:55am |
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R_P wrote:
Pity you stopped reading there. But, you know...context is hard.
He goes on to say:
"It is not from the benevolence of the butcher, the brewer, or the baker, that we expect our dinner, but from their regard to their own interest. We address ourselves, not to their humanity but to their self-love, and never talk to them of our own necessities but of their advantages. Nobody but a beggar chuses to depend chiefly upon the benevolence of his fellow-citizens."
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miamizsun
Location: (3283.1 Miles SE of RP) Gender:
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Posted:
Jun 8, 2024 - 8:16am |
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black321 wrote:
It's the worst economic system there is...except for all the others humans have conjured
a lot depends on how someone defines it as well
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black321
Location: An earth without maps Gender:
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Posted:
Jun 6, 2024 - 11:31am |
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thisbody wrote:
It's the worst economic system there is...except for all the others humans have conjured
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thisbody
Location: North (doubtful) Gender:
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Posted:
Jun 6, 2024 - 10:59am |
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R_P
Gender:
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Steely_D
Location: Biscayne Bay Gender:
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Posted:
Jun 5, 2024 - 12:29am |
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black321 wrote:.As for insurance inflation, how much cheaper would it be if geico, state farm etc...weren't running tv ads every 15 minutes?
Iâve had USAA for decades (Dad was Chair Force) and a few years ago when they started running commercials I began to think it was time to switch. The product is so prevalent with the military, why would they need to advertise so globally to somehow capture the folks who are qualified to join - but havenât heard of it? Thatâs gotta be a very small number. So it seems like a horrible business decision that can do nothing but cause a rate rise.
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rgio
Location: West Jersey Gender:
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Posted:
Jun 4, 2024 - 1:15pm |
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Isabeau wrote:No climate change here man... s/
We all hear facts and stats and data in support of things getting really hot really fast... but the fact that water temps in Florida reached 100 degrees last summer still makes me shake my head. It's not "shoreline" water (a bay)...but still.
I've been in hot tubs at 103... 105... and had to get out. 100-degree ocean/bay/sea/lake water?
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Isabeau
Location: sou' tex Gender:
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Posted:
Jun 4, 2024 - 12:19pm |
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rgio wrote:
This gets incredibly complicated... because storm counts, deaths, damage costs, etc. (the quantitative measures) can't embed the severity. There are only "so many days" in a weather pattern per season, so while the number of hurricanes in Florida might not rise, the severity of them can significantly change financial impact/exposure.
On top of all of that... insurance company employees enjoy unreasonably high compensation levels. As I've heard Scott Galloway say a few times ... "if you meet someone average who seems to make a lot of money, they likely work in insurance"
'just'
Heat related Deaths last Summer:
874 AZ
450 TX
226 NV
84 FL
83 LA
Many believe these numbers are lower than the reality.
No climate change here man... s/
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rgio
Location: West Jersey Gender:
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Posted:
Jun 4, 2024 - 10:51am |
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black321 wrote:
you're talking about diversification...putting everyone in the pool to share the risk. this lowers cost by reducing variability...and one of the reasons why we need some type of universal health care.
the cost of the risk is calculated using the probability of the event and the cost of the event.
we know the cost of the even has increased, at least your 20% #, but I havent seen real data that shows how the probability of the event has changed.
and i was being facetious (kind of) about the advertising.
This gets incredibly complicated... because storm counts, deaths, damage costs, etc. (the quantitative measures) can't embed the severity. There are only "so many days" in a weather pattern per season, so while the number of hurricanes in Florida might not rise, the severity of them can significantly change financial impact/exposure.
On top of all of that... insurance company employees enjoy unreasonably high compensation levels. As I've heard Scott Galloway say a few times ... "if you meet someone average who seems to make a lot of money, they likely work in insurance"
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black321
Location: An earth without maps Gender:
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Posted:
Jun 4, 2024 - 10:08am |
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rgio wrote:
Insurance, for some asset classes, is very competitive. It is... because there is so much money made. How do you think Warren got soooooo rich?
The deflection to inflation is short-sighted and wrong. Sure the cost of shingles and labor are a big part of the pricing, but when you need twice as many roofs repaired every month, the supply and demand for materials and people to use them will remain high.
Insurance is based on 100% of the people supporting the financial needs of 1%. If the need doubles to 2%... without any inflation ... it costs twice as much. That's MUCH more expensive than a 20% increase in the price of lumber.
you're talking about diversification...putting everyone in the pool to share the risk. this lowers cost by reducing variability...and one of the reasons why we need some type of universal health care.
the cost of the risk is calculated using the probability of the event and the cost of the event.
we know the cost of the even has increased, at least your 20% #, but I havent seen real data that shows how the probability of the event has changed.
and i was being facetious (kind of) about the advertising.
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rgio
Location: West Jersey Gender:
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Posted:
Jun 4, 2024 - 10:03am |
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black321 wrote:As for insurance inflation, how much cheaper would it be if geico, state farm etc...weren't running tv ads every 15 minutes?
Insurance, for some asset classes, is very competitive. It is... because there is so much money made. How do you think Warren got soooooo rich?
The deflection to inflation is short-sighted and wrong. Sure the cost of shingles and labor are a big part of the pricing, but when you need twice as many roofs repaired every month, the supply and demand for materials and people to use them will remain high.
Insurance is based on 100% of the people supporting the financial needs of 1%. If the need doubles to 2%... without any inflation ... it costs twice as much. That's MUCH more expensive than a 20% increase in the price of lumber.
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black321
Location: An earth without maps Gender:
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Posted:
Jun 4, 2024 - 9:19am |
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kurtster wrote:
It is not climate change that is driving up the cost of home owners insurance. Primarily it is from the rapidly rising cost of building materials and labor as well as replacement costs for personal items.
The rise in cost of building materials is primarily driven by inflation and supply or lack thereof. Construction labor is in extremely short supply driving those costs ever higher.
Anyone bought any drywall or plywood lately ? If so, you know of what I speak.
Well yes, as RP commented, its a contributor.
Material costs have actually somewhat normalized, but labor rates are through the roof. The small business cos are really driving ridiculous inflation for home improvement.
For a 12x 14' deck, i received quotes from $18-$25,000. I calculated material costs from Home Depot at up to $4,000.
To fix some concrete shingle tiles and add a few feet of flashing around gutters, no material costs, quotes up to $7,000. At most this was a 20 hour job for one person.
As for insurance inflation, how much cheaper would it be if geico, state farm etc...weren't running tv ads every 15 minutes?
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R_P
Gender:
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Posted:
Jun 3, 2024 - 5:19pm |
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kurtster wrote:
It is not climate change that is driving up the cost of home owners insurance. Primarily it is from the rapidly rising cost of building materials and labor as well as replacement costs for personal items.
The rise in cost of building materials is primarily driven by inflation and supply or lack thereof. Construction labor is in extremely short supply driving those costs ever higher.
Anyone bought any drywall or plywood lately ? If so, you know of what I speak.
A false dilemma (with the usual side dish of denial). It's not one or the other, it's both, and more. Location (such as Florida) is a factor. Insurance rates have been climbing for a number of reasons: Storms have become more frequent and severe, inflation and labor shortages have driven up the cost of repairs and home values have increased, requiring larger policies. The biggest jumps occurred in Texas, Arizona and Utah, which were among 25 states in total that posted double-digit surges last year. In some places, including Florida, rates are up more than 40 percent over the past five years.
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kurtster
Location: where fear is not a virtue Gender:
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Posted:
Jun 3, 2024 - 5:10pm |
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It is not climate change that is driving up the cost of home owners insurance. Primarily it is from the rapidly rising cost of building materials and labor as well as replacement costs for personal items.
The rise in cost of building materials is primarily driven by inflation and supply or lack thereof. Construction labor is in extremely short supply driving those costs ever higher.
Anyone bought any drywall or plywood lately ? If so, you know of what I speak.
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