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Index » Radio Paradise/General » General Discussion » Things that go bump in the night: What scares you? Page: Previous  1, 2, 3, 4, 5 ... 25, 26, 27  Next
Post to this Topic
oldviolin

oldviolin Avatar

Location: esse quam videri
Gender: Male


Posted: Apr 13, 2011 - 1:05pm


hippiechick

hippiechick Avatar

Location: topsy turvy land
Gender: Female


Posted: Apr 13, 2011 - 11:07am

 rosedraws wrote:
The hot word of 2011...

PROSPERITY.

(hint: it's not talking about prosperity for you or me.)

 
Speak for yourself, I plan on having prosperity.

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Apr 13, 2011 - 10:10am

The hot word of 2011...

PROSPERITY.

(hint: it's not talking about prosperity for you or me.)
Umberdog

Umberdog Avatar

Location: In my body.
Gender: Male


Posted: Mar 5, 2011 - 10:40am

People. I pretty much get everything else.
triskele

triskele Avatar

Location: The Dragons' Roost


Posted: Mar 5, 2011 - 9:18am

 DaveInVA wrote:


Now that I was finally able to refi my house with a new lender after more than 2 years trying with Wells Fargo and Obamas Hemp and getting nowhere the new mortgage amount is almost $20k higher than it was before when I couldn't sell it. My mortgage payments are slightly less and the house is now completed enough that it can at least compete with the hundreds of other homes for sale in this town when it goes back on the market next month. I cant really plan on keeping it long term as being on disability I am still going negative each month and have no money in the bank at all anymore. I've only gotten this far because I am a packrat by nature and have been selling off all my belongings to stay even each month. However, I am out of items that have any real value or salability so its going to be rough going from now on and my only hope is that this time the house will sell now that it is in mortgage-able condition. And in the meantime I have a real kitchen for the first time in more than 5 years. At least it will be easier to move as I have no furniture left an am just sleeping on a mattress on the floor that I will just toss out rather than move. Everything else is on 5 Sams Club folding tables I got for about $100.00. Makes this 4600 sf house easy to clean when its empty...

  well, given that the kitchen is now AWESOME, and that's a prime selling point, i will keep all available appendages crossed for you for a successful sale, and an escape from this tremendous burden.  you deserve much better circumstances.




DaveInSaoMiguel

DaveInSaoMiguel Avatar

Location: No longer in a hovel in effluent Damnville, VA
Gender: Male


Posted: Mar 5, 2011 - 9:14am

 triskele wrote:

  same here....that's why i still own that condo back in chicagoland.

luckily, i got to live in the condo for 8 years before the value disappeared, though...and, of course, when i had a reason to sell it, that was when the bottom fell out. 

the condo market in chicagoland was sound until 2 weeks after i put the place on the market.  literally.  then the downward spiral started, and is still continuing.  i owe $91K on the place, and it's worth about $50K now, IF that much.
 
anyway, i bought the condo with the majority of the inheritance my father left me. that money was supposed to be my retirement/future.

the funds i am spending now represent my savings over the past 14 years, which are the result of dividends derived from that inheritance (the full inheritance up until the condo was purchased, and now for the past 10 years, the dividends are obviously only coming from whatever was left over), since my income has never been capable of producing savable funds. 

my income has always been just enough to live on.  despite my brilliance,   i have no degree, and thus have never had a really good paying job, and the economy has ruined my massage therapy practice, so there is no income from that anymore.

so—-thanks, dad....i hope you're not disappointed in my decisions!     i am feeling a lot of anxiety over this decision, but at the same time,  a lot of hope and excitement.  i hate apartment style living.  always have, always will. 

i keep telling myself that being happy in my dwelling place is worth all of the anxiety and the lost money.  it's only money, after all, right?!  and now, i have the distinct advantage of NOT BEING ALONE in this process.  that helps, too. 
 

Now that I was finally able to refi my house with a new lender after more than 2 years trying with Wells Fargo and Obamas Hemp and getting nowhere the new mortgage amount is almost $20k higher than it was before when I couldn't sell it. My mortgage payments are slightly less and the house is now completed enough that it can at least compete with the hundreds of other homes for sale in this town when it goes back on the market next month. I cant really plan on keeping it long term as being on disability I am still going negative each month and have no money in the bank at all anymore. I've only gotten this far because I am a packrat by nature and have been selling off all my belongings to stay even each month. However, I am out of items that have any real value or salability so its going to be rough going from now on and my only hope is that this time the house will sell now that it is in mortgage-able condition. And in the meantime I have a real kitchen for the first time in more than 5 years. At least it will be easier to move as I have no furniture left an am just sleeping on a mattress on the floor that I will just toss out rather than move. Everything else is on 5 Sams Club folding tables I got for about $100.00. Makes this 4600 sf house easy to clean when its empty...


triskele

triskele Avatar

Location: The Dragons' Roost


Posted: Mar 5, 2011 - 9:01am

 DaveInVA wrote:

That really is scary. I moved here and put my life savings into my current house and almost right away lost every penny as the value of my house plummeted and now I cant even sell it for the mortgage amount let alone the $133k of my own I put in it...

 
  same here....that's why i still own that condo back in chicagoland.

luckily, i got to live in the condo for 8 years before the value disappeared, though...and, of course, when i had a reason to sell it, that was when the bottom fell out. 

the condo market in chicagoland was sound until 2 weeks after i put the place on the market.  literally.  then the downward spiral started, and is still continuing.  i owe $91K on the place, and it's worth about $50K now, IF that much.
 
anyway, i bought the condo with the majority of the inheritance my father left me. that money was supposed to be my retirement/future.

the funds i am spending now represent my savings over the past 14 years, which are the result of dividends derived from that inheritance (the full inheritance up until the condo was purchased, and now for the past 10 years, the dividends are obviously only coming from whatever was left over), since my income has never been capable of producing savable funds. 

my income has always been just enough to live on.  despite my brilliance,   i have no degree, and thus have never had a really good paying job, and the economy has ruined my massage therapy practice, so there is no income from that anymore.

so—-thanks, dad....i hope you're not disappointed in my decisions!     i am feeling a lot of anxiety over this decision, but at the same time,  a lot of hope and excitement.  i hate apartment style living.  always have, always will. 

i keep telling myself that being happy in my dwelling place is worth all of the anxiety and the lost money.  it's only money, after all, right?!  and now, i have the distinct advantage of NOT BEING ALONE in this process.  that helps, too. 

DaveInSaoMiguel

DaveInSaoMiguel Avatar

Location: No longer in a hovel in effluent Damnville, VA
Gender: Male


Posted: Mar 5, 2011 - 8:45am

 triskele wrote:
moving my life savings from chicago to oklahoma city and preparing to part with it so we can buy a house

 
That really is scary. I moved here and put my life savings into my current house and almost right away lost every penny as the value of my house plummeted and now I cant even sell it for the mortgage amount let alone the $133k of my own I put in it...
triskele

triskele Avatar

Location: The Dragons' Roost


Posted: Mar 5, 2011 - 8:41am

moving my life savings from chicago to oklahoma city and preparing to part with it so we can buy a house


JrzyTmata

JrzyTmata Avatar



Posted: Feb 3, 2011 - 11:10am

 oldslabsides wrote: 
HOLY SHATNER! I'm pretty sure that's a sign of The Apocalypse!

Red_Dragon

Red_Dragon Avatar

Location: Dumbf*ckistan


Posted: Feb 3, 2011 - 11:04am

this.
Manbird

Manbird Avatar

Location: ? ? ?
Gender: Male


Posted: Jan 4, 2011 - 11:40am

 rosedraws wrote:
Just reminded of this right now: Hearing that foot-sliding-across-the-tub sound when the hubby is showering... I dread him taking a tumble and getting hurt.  Big tall guy... long way down.  I'm really glad he does yoga to keep a little spry.
 
WBCIT? 
triskele

triskele Avatar

Location: The Dragons' Roost


Posted: Jan 4, 2011 - 11:35am

 oldslabsides wrote:


Several years ago I slipped and fell out of the shower, taking the curtain down with me.  Broken tail bone was sore for many months.

 


That would be "things that go bump in the bathroom," eh? You were fortunate that you didn't clock yourself on the toilet and give yourself whiplash and a skull fracture, too!
Red_Dragon

Red_Dragon Avatar

Location: Dumbf*ckistan


Posted: Jan 4, 2011 - 11:04am

 rosedraws wrote:
Just reminded of this right now: Hearing that foot-sliding-across-the-tub sound when the hubby is showering... I dread him taking a tumble and getting hurt.  Big tall guy... long way down.  I'm really glad he does yoga to keep a little spry.

 

Several years ago I slipped and fell out of the shower, taking the curtain down with me.  Broken tail bone was sore for many months.
JrzyTmata

JrzyTmata Avatar



Posted: Jan 4, 2011 - 11:03am

 rosedraws wrote:
Just reminded of this right now: Hearing that foot-sliding-across-the-tub sound when the hubby is showering... I dread him taking a tumble and getting hurt.  Big tall guy... long way down.  I'm really glad he does yoga to keep a little spry.

 
grab bars. every shower and tub should have them.

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Jan 4, 2011 - 11:02am

Just reminded of this right now: Hearing that foot-sliding-across-the-tub sound when the hubby is showering... I dread him taking a tumble and getting hurt.  Big tall guy... long way down.  I'm really glad he does yoga to keep a little spry.
Red_Dragon

Red_Dragon Avatar

Location: Dumbf*ckistan


Posted: Nov 8, 2010 - 2:10pm


Will Chocolate Become The New Caviar?
triskele

triskele Avatar

Location: The Dragons' Roost


Posted: Jul 29, 2010 - 8:11am

 phineas wrote:

OK, what the heck kind of choice is that?
 


phineas

phineas Avatar



Posted: Jul 29, 2010 - 8:07am

 triskele wrote:


do you prefer the satan monkey?

 
OK, what the heck kind of choice is that?

triskele

triskele Avatar

Location: The Dragons' Roost


Posted: Jul 29, 2010 - 8:06am

 phineas wrote:
The Gertrude Av

 

do you prefer the satan monkey?
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