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Index » Radio Paradise/General » General Discussion » The House I Want (Today) Page: Previous  1, 2, 3, 4 ... 27, 28, 29  Next
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BlueHeronDruid

BlueHeronDruid Avatar

Location: planting flowers


Posted: Jul 26, 2018 - 12:40pm

 Proclivities wrote:

I guess if a home were assessed in the mega-millions, and I believe NJ and other states may also figure in the property owners' incomes or other factors when calculating property taxes - so anything is possible - especially given the needs of whatever township it is.  I recently read about how a lot more properties on the NJ and LI shores either can't get flood/disaster insurance or have to pay obscenely high prices for it from entities like Lloyd's Of London.  A lot of that happened along the NC and SC coasts recently as well - there are apparently a lot of now-uninsured properties all along the East Coast.

 
That is scary. We've been contemplating quake insurance, but the premiums are ridonculous, huge deductibles, like, 25% of the value of the home. So what's the point?


Proclivities

Proclivities Avatar

Location: Paris of the Piedmont
Gender: Male


Posted: Jul 26, 2018 - 12:24pm

 BlueHeronDruid wrote:

I remember seeing a property listing prior to the bursting bubble that yes, was $20k/month. Mantoloking. The ocean front homes are multi-million dollar properties, and the township is dealing with some major infrastructure issues, like keeping the barrier island, on which these properties lie, from washing further south. It's highly likely that things have changed with lowered values (after the crash) and reassessments.

 
I guess if a home were assessed in the mega-millions, and I believe NJ and other states may also figure in the property owners' incomes or other factors when calculating property taxes - so anything is possible - especially given the needs of whatever township it is.  I recently read about how a lot more properties on the NJ and LI shores either can't get flood/disaster insurance or have to pay obscenely high prices for it from entities like Lloyd's Of London.  A lot of that happened along the NC and SC coasts recently as well - there are apparently a lot of now-uninsured properties all along the East Coast.
BlueHeronDruid

BlueHeronDruid Avatar

Location: planting flowers


Posted: Jul 26, 2018 - 12:13pm

 Proclivities wrote:

Obviously, it would depend on the assessed value of the property but are you sure they pay $20K a month in property tax in Coastal NJ?  $240K a year in property tax alone?  That would have to be a billion-dollar property.

Essex County property owners were saddled with the highest (annual) taxes, at an average of $11,550, followed by Bergen County at $11,311 and Union County at $10,821.

Massachusetts has lower property tax rates than NJ, even the average yearly amount is least than $3K on Nantucket where the average home value is $2M.

 
I remember seeing a property listing prior to the bursting bubble that yes, was $20k/month. Mantoloking. The ocean front homes are multi-million dollar properties, and the township is dealing with some major infrastructure issues, like keeping the barrier island, on which these properties lie, from washing further south. It's highly likely that things have changed with lowered values (after the crash) and reassessments. I'm seeing today that a $9M home's monthly tax burden is just under $4k. So perhaps things have settled down.


Proclivities

Proclivities Avatar

Location: Paris of the Piedmont
Gender: Male


Posted: Jul 26, 2018 - 12:09pm

 BlueHeronDruid wrote:

That would be a bargain for ocean-adjacent properties in the Northeast. My sister pays a lot more than that for her little house on Plum Island, MA. There are some homes on the New Joy Sea shore that are paying ten times that/month. Which is why we don't live there.

 
Obviously, it would depend on the assessed value of the property but are you sure they pay $20K a month in property tax in Coastal NJ?  $240K a year in property tax alone?  

Essex County property owners were saddled with the highest (annual) taxes, at an average of $11,550, followed by Bergen County at $11,311 and Union County at $10,821.

Massachusetts has lower property tax rates than NJ, apparently the average yearly amount is less than $3K on Nantucket where the average home value is $2.3M.


sirdroseph

sirdroseph Avatar

Location: Yes
Gender: Male


Posted: Jul 26, 2018 - 11:52am

700 a year for my property tax. I love Georgia.
maryte

maryte Avatar

Location: Blinding You With Library Science!
Gender: Female


Posted: Jul 26, 2018 - 11:48am

 BlueHeronDruid wrote:

That would be a bargain for ocean-adjacent properties in the Northeast. My sister pays a lot more than that for her little house on Plum Island, MA. There are some homes on the New Joy Sea shore that are paying ten times that/month. Which is why we don't live there.

 
As the crow flies, this one is about 1200 miles (give or take a hundred miles) from either ocean and over 200 miles to the Gulf of Mexico.  Hell, it's not even lake or riverfront (although it is a lovely old neighbourhood).


ScottFromWyoming

ScottFromWyoming Avatar

Location: Powell
Gender: Male


Posted: Jul 26, 2018 - 11:44am

 islander wrote:

That's how they do it in Washington as well. But we are now learning that if you continue to vote for things (50 billion dollar trains, high school campuses with stadiums, more government services to provide more free stuff), then the only way to pay for it is ever rising taxes.  No one is happy about high property taxes, or thousand dollar car registration fees, but they keep voting for more free stuff, and people keep moving here so I bet it will continue. 

 
 helenofjoy wrote:

I truly do wonder how they make it all work in Iceland.

  
No trains, for one.
Red_Dragon

Red_Dragon Avatar



Posted: Jul 26, 2018 - 11:42am

 BlueHeronDruid wrote:

That would be a bargain for ocean-adjacent properties in the Northeast. My sister pays a lot more than that for her little house on Plum Island, MA. There are some homes on the New Joy Sea shore that are paying ten times that/month. Which is why we don't live there.

 
Our property tax here isn't even 2k per year.
BlueHeronDruid

BlueHeronDruid Avatar

Location: planting flowers


Posted: Jul 26, 2018 - 11:35am

 Red_Dragon wrote:

$2k per month in property tax!?

 
That would be a bargain for ocean-adjacent properties in the Northeast. My sister pays a lot more than that for her little house on Plum Island, MA. There are some homes on the New Joy Sea shore that are paying ten times that/month. Which is why we don't live there.
maryte

maryte Avatar

Location: Blinding You With Library Science!
Gender: Female


Posted: Jul 26, 2018 - 10:18am

 islander wrote:

That's how they do it in Washington as well. But we are now learning that if you continue to vote for things (50 billion dollar trains, high school campuses with stadiums, more government services to provide more free stuff), then the only way to pay for it is ever rising taxes.  No one is happy about high property taxes, or thousand dollar car registration fees, but they keep voting for more free stuff, and people keep moving here so I bet it will continue. 

 
Well, here in Texas, it's not the infrastructure that gets the funds, but tax cuts to businesses, so the average citizen bears the brunt of supporting the fiscal status quo. It's really fun when they turn public roads into toll roads, so even when you pay taxes that go toward road maintenance (vehicle registration and the like), you have to pay further to get almost anywhere.
ColdMiser

ColdMiser Avatar

Location: On the Trail
Gender: Male


Posted: Jul 26, 2018 - 7:53am

 sirdroseph wrote:
 helenofjoy wrote:
The house I want today would be a sustainable teaching farm raising, in addition to food, medicinal herbs for wholesale and retail use.  Would like to house workshop attendees and boarding students as well as staff.  Would teach organic sustainable community farming techniques; herbal medicine harvest, use and storage; art with nature, meditation, cooking and healthy living.

Weekend and week-long workshops offered on a work-as-you-learn basis.  
Milk cows and chickens, maybe a horse.
{#Daisy}

 


Great! We are teaching ourselves through doing, it is a lot of work and money, but well worth it.


Check out what these guys have been doing. Very similar to what you want. Plus their music is GREAT!
 
 https://cloudcult.com/about
 


sirdroseph

sirdroseph Avatar

Location: Yes
Gender: Male


Posted: Jul 26, 2018 - 7:33am

 helenofjoy wrote:
The house I want today would be a sustainable teaching farm raising, in addition to food, medicinal herbs for wholesale and retail use.  Would like to house workshop attendees and boarding students as well as staff.  Would teach organic sustainable community farming techniques; herbal medicine harvest, use and storage; art with nature, meditation, cooking and healthy living.

Weekend and week-long workshops offered on a work-as-you-learn basis.  
Milk cows and chickens, maybe a horse.
{#Daisy}

 




Great! We are teaching ourselves through doing, it is a lot of work and money, but well worth it.
helenofjoy

helenofjoy Avatar

Location: Lincoln, Nebraska
Gender: Female


Posted: Jul 26, 2018 - 7:28am

 buzz wrote:

I would sign up just to learn how to milk chickens

 
{#Idea}
helenofjoy

helenofjoy Avatar

Location: Lincoln, Nebraska
Gender: Female


Posted: Jul 26, 2018 - 7:27am

 Antigone wrote:

The horse would be the "kicker" ...

 
{#Roflol}
Antigone

Antigone Avatar

Location: A house, in a Virginian Valley
Gender: Female


Posted: Jul 26, 2018 - 7:21am

 buzz wrote:

I would sign up just to learn how to milk chickens

 
The horse would be the "kicker" ...
oldviolin

oldviolin Avatar

Location: esse quam videri
Gender: Male


Posted: Jul 26, 2018 - 7:19am

 helenofjoy wrote:
The house I want today would be a sustainable teaching farm raising, in addition to food, medicinal herbs for wholesale and retail use.  Would like to house workshop attendees and boarding students as well as staff.  Would teach organic sustainable community farming techniques; herbal medicine harvest, use and storage; art with nature, meditation, cooking and healthy living.

Weekend and week-long workshops offered on a work-as-you-learn basis.  
Milk cows and chickens, maybe a horse.
{#Daisy}

 
Sounds like a fine vision...
buzz

buzz Avatar

Location: up the boohai


Posted: Jul 26, 2018 - 7:18am

 helenofjoy wrote:
The house I want today would be a sustainable teaching farm raising, in addition to food, medicinal herbs for wholesale and retail use.  Would like to house workshop attendees and boarding students as well as staff.  Would teach organic sustainable community farming techniques; herbal medicine harvest, use and storage; art with nature, meditation, cooking and healthy living.

Weekend and week-long workshops offered on a work-as-you-learn basis.  
Milk cows and chickens, maybe a horse.
{#Daisy}

 
I would sign up just to learn how to milk chickens
helenofjoy

helenofjoy Avatar

Location: Lincoln, Nebraska
Gender: Female


Posted: Jul 26, 2018 - 7:14am

The house I want today would be a sustainable teaching farm raising, in addition to food, medicinal herbs for wholesale and retail use.  Would like to house workshop attendees and boarding students as well as staff.  Would teach organic sustainable community farming techniques; herbal medicine harvest, use and storage; art with nature, meditation, cooking and healthy living.

Weekend and week-long workshops offered on a work-as-you-learn basis.  
Milk cows and chickens, maybe a horse.
{#Daisy}
helenofjoy

helenofjoy Avatar

Location: Lincoln, Nebraska
Gender: Female


Posted: Jul 26, 2018 - 6:57am

 islander wrote:

That's how they do it in Washington as well. But we are now learning that if you continue to vote for things (50 billion dollar trains, high school campuses with stadiums, more government services to provide more free stuff), then the only way to pay for it is ever rising taxes.  No one is happy about high property taxes, or thousand dollar car registration fees, but they keep voting for more free stuff, and people keep moving here so I bet it will continue. 

 
I truly do wonder how they make it all work in Iceland.
islander

islander Avatar

Location: Seattle
Gender: Male


Posted: Jul 26, 2018 - 6:53am

 maryte wrote:

Well, yeah. It's a million dollar house. And that's what living in a state with regressive taxation gets you - no income tax (a tax based on your actual income), but increasing property taxes (something over which you have NO control and often forces people to sell homes that they could afford when originally purchased, but no longer can). Yes, that's part of the Texas Miracle!

 
That's how they do it in Washington as well. But we are now learning that if you continue to vote for things (50 billion dollar trains, high school campuses with stadiums, more government services to provide more free stuff), then the only way to pay for it is ever rising taxes.  No one is happy about high property taxes, or thousand dollar car registration fees, but they keep voting for more free stuff, and people keep moving here so I bet it will continue. 
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